5 Things You Need to Bring to Closing

Buying a new home is an exciting time for a buyer.  It can, however, be a very stressful time as well.  To ensure a drama-free closing, remember to bring these  things with you:  
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1. Directions to your closing attorney's office - You want to make sure that you are on-time for the closing.  Be sure that you know how to get there.  Any delays can cause even later decoration and finalization of the closing process, which could cause a delay in getting your keys.  
2. Patience - A closing can take 45 to 90 minutes depending on the size of the closing package. 
3. Closing Costs - Bring certified funds made payable to the closing attorney's office.  Personal checks are not usually acceptable especially for $500 or more.  
4. Government issued picture identification - Examples are drivers license, passport military identification, etc.  The identification must be valid and not expired.   
5. Spouse - Even if your spouse is not a borrower on the loan, he or she still needs to sign certain documents unless the borrower has a prenuptial, separation or free trader agreement.  

Having these 5 things in order will help you minimize any potential drama on closing day.  

Any other things you can think of that are important to bring to closing?  If so, leave below for our other readers.  

Happy Closing!

Tara L. Nichols, Esq.
The Nichols Law Firm PLLC
Follow The Nichols Law Firm on Facebook at www.facebook.com/TheNicholsLawFirmPLLC or visit her website www.nicholslawfirm.org/​