As a consumer, you are stuck with making the difficult decision to choose an Independent Insurance Agent vs. a Captive Insurance Agent when it comes to your insurance needs. You may find yourself asking "What's the difference?"
As an independent agent, my clients typically see a 15-20% reduced rate vs captive agents. In addition, they usually save more in time because we save them hours of time spent shopping with multiple companies.
Therefore, when making the important decision of who your agent will be, be sure to find the agent who has the best product, service, and price for your needs. In the end, you will be far less stressed knowing that you have suitable coverage if a loss does occur!
For a side by side comparison of Independent vs Captive Insurance agents, check out the infographic below.
What questions do you have about picking the right home owners insurance? Let us know below!
Founder/Agent of Carolina Insurance Alliance
Follow Terry on Facebook at: www.facebook.com/carolinainsuranceallliance or Email Terry at firstname.lastname@example.org
4/25/2019 04:55:41 pm
Thanks for pointing out that we must have the right agent to help us so that we will be able to find the best option with the right price for our budget. I hope I can find one since I have limited money after spending almost all of my savings to buy the house in cash. We will move into that house this coming May, so I should be able to have an insurance policy for it for our safety and security.
6/11/2019 11:43:40 am
I wanted to thank you for the advice for finding homeowner's insurance for you. I'm glad you mentioned that you should find an agent that has the best service your your needs. Maybe it could be good to research what you need so you have an idea of what insurance fits your situation.
9/27/2022 09:36:16 am
My cousin has been thinking about getting some new insurance for her new home because she wants to make sure that her home won't have any damage. She would really like to get some help from a professional in order to have the right kind of coverage. It was interesting to learn about how she can get the right kind of coverage with the help of an agent that will have the best product, service, and price.
12/5/2022 12:56:41 pm
It was informative when you explained that it is a good idea to find an insurance agent that has a product that works the most for your needs. If you are a first-time homeowner, it seems like it would be a good idea to find an insurance agent that can make things easier for you to understand. You would want an agent that will take the time to sit down and walk you through everything.
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