As a consumer, you are stuck with making the difficult decision to choose an Independent Insurance Agent vs. a Captive Insurance Agent when it comes to your insurance needs. You may find yourself asking "What's the difference?"
As an independent agent, my clients typically see a 15-20% reduced rate vs captive agents. In addition, they usually save more in time because we save them hours of time spent shopping with multiple companies.
Therefore, when making the important decision of who your agent will be, be sure to find the agent who has the best product, service, and price for your needs. In the end, you will be far less stressed knowing that you have suitable coverage if a loss does occur!
For a side by side comparison of Independent vs Captive Insurance agents, check out the infographic below.
What questions do you have about picking the right home owners insurance? Let us know below!